If the person driving the vehicle is a valid license holder, the vehicle is insured for all the accidents that occurred due to the hazards specified. Only during an unforeseen accident do we realise how difficult it is to commute and to get the vehicle repaired. You can also avail huge discounts on a click of a button. By using the new services, or at the completion of such period, whichever is earlier, the Customer shall be deemed to have accepted the changed terms and conditions. On the other hand, a long-term policy offers continuous coverage for a period of 3 years or more.
If you have taken a comprehensive policy for your vehicle you are fully covered against all the hazards mentioned, irrespective of whether the other person has an insurance policy or not. Typically, a short-term insurance policy has a tenure of one year. What are the various factors that determine the premium quote of a two-wheeler insurance policy? Long-Term Two Wheeler Insurance There are many benefits of purchasing a long-term insurance policy as compared to a short-term insurance policy. Mobile: ii Was accident reported to Police? This can be done online by filling up a simple renewal form and making a payment online. In case of un-named driver, the personal accident cover has to be purchased separately by paying an additional premium. Third-party liability insurance policies also provide a personal accident cover to the ride of the vehicle. What is the extent to which I am covered? If you are in any doubt as to what information should be given, please email us at customersupport icicilombard.
What are the benefits available to handicapped people? Insurance is the subject matter of the solicitation. The content provided here is for informational purposes only. We are recalculating your premium Please wait. No claims are kept pending and all claim related issues are solved at the earliest possible date. I agree to abide by the same.
Name: Correspondence Address: District: Pin Code: Res. Thus, if you raise a claim, you will receive the complete settlement amount. Coverage subject to realization of payment. A Two-wheeler policy guarantees safety for your vehicle and yourself, thereby making your ride stress- free. What is Zero Depreciation Cover in Vehicle Insurance? How to save Bike Insurance Premium? We are generating your final proposal Please wait. What is the period of general Insurance Policies? For the owner-driver, the policy compulsorily has a personal accident cover, as per tariff.
I hereby agree that my enrollment for insurance would be at the sole discretion of the insurance company. The policy offers a personal accident cover. This rider basically covers the loss that will be incurred by the insurance policyholder due to the loss in the value of the vehicle and its parts over a period of time. No material information, which is relevant to the processing of the claim, which in any manner has a bearing on the claim, has been withheld or not disclosed. Additional add-on covers can be chosen by paying an additional premium. What is the meaning of insurance? The above discount is also available for institutions exclusively engaged in the service of the handicapped. I also consent and authorize you to seek information from any doctor who has ever attended me or any other person to be insured, and also from any life or non-life insurance office to which a proposal for a critical illness or any other health cover has been made.
. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. If I lodge a claim after the expiry date for an event that occurred during the policy period? The insurance provider might send a surveyor to get your vehicle surveyed. Yes, the Motor Vehicles Act, 1988 requires all vehicle owners to purchase at least a third-party liability insurance policy, if not a two-wheeler insurance policy that also provides an own damage cover. No, a pillion rider will not be provided coverage under your. Was he under the influence of intoxicating liquor or drugs? Cover yourself and your family too: Vehicle insurance provides compulsory personal accident cover for individual owners of the vehicle while driving. Insurance protects your vehicle and helps you cope with the financial loss caused by accidents, damage or theft.
It can be easily cancelled by walking into the nearest branch of the bank with the required documents and a duly surrender form. The protection offered includes third-party liability, personal accident cover, cover against any natural calamities such as floods, earthquakes, cyclones, typhoons, rockslides and cover against man-made calamities such as riots, terrorist activity, strikes, etc. The details of all persons having an interest in the property in respect of which the claim is being made are provided as per the proposal form or by way of an endorsement in the policy. However, no own damage cover is offered to the policyholder. It is therefore important that your answers are complete and accurate in all respect. Its is a very simple process and claims can be made online or through the toll-free number of the company. We are redirecting our Paytm portal Please wait.
Is it mandatory to purchase two-wheeler insurance? The policy essentially contains a Personal Accident cover for the owner-driver, as per tariff. A Personal Accident Cover for the Owner of the vehicle while he is driving. If the vehicle is not protected against depreciation, at the time of claim settlement, the insurance provider will pay the policyholder after deducting a certain amount towards depreciation. Make Model Date of Registration Mileage kms Chassis No. Call centre will give you the details of documents require for processing your claim and details of our preferred garage where the vehicle can be repaired. Three copies of Form 28 and two copies of Form 29 and 30. We are authenticating Please wait.
To arrive at the Insured Declared Value, insurance companies determine the selling price of the two-wheeler and then adjust this sum for depreciation. Introduction Two- wheeler riding calls for a constant alertness from theft and accidents. What documents are required to file a claim online? This cover will insure or cover this risk. Our package policy covers your vehicle from accidents, third-party liability and other calamities. Services can be availed through the toll-free number.